On July 9, 2009, Representative Steve Cohen (D-TN) introduced a bill entitled “The Equal Employment for All Act” (H.R. 3149) that would prevent employers from using consumer credit checks for the purpose of making adverse employment decisions. Florida Representatives Meek and Hastings also sponsor this legislation. Under the Equal Employment for All Act, the Fair Credit Reporting Act would be amended to prohibit prospective and current employers from using information in consumer reports or investigative consumer reports for employment purposes or for taking adverse employment actions where any information contained in the report bears on an applicant or employee’s creditworthiness, credit standing or credit capacity. The prohibition would apply even if the applicant or employee otherwise authorizes the use of a credit report for such purposes.
An End to Credit Checks for Applicants?